When you need a home inspection, you want to make sure you get a good one here in the Dauphin Island area. First, you need to know what a good home inspection is. Then you need to know how to find a home inspector who can, and will, give you the home inspection that serves you well. And last, you want to know how much you should pay for this quality home inspection by a good home inspector.
The Main Types of Home Inspections
Not all home buyers end up closing on the home that they put an offer on. Things happen and deals do fall through. This happens for several reasons. The top reasons are financial approval fell through, the seller and buyer got along poorly, the sellers decided not to sell the home, and the condition of the home was worse than the buyer originally thought it was.
Once the home purchase has been cancelled the first home buyers usually look at other homes. The sellers are now left to hope another buyer comes along. The home inspection report is often shared with the real estate agents and the seller. Erroneously this home inspection report is sometimes shared with the new home buyers. This is an error for a couple of reasons.
The first reason is because the second buyer has no contract with the home inspector or the home inspection company. Because there is no agreement/contract if the second buyer has an issue with the home claiming that the home inspector missed a major issue there is zero responsibility for the inspector to take care of them. There was zero legal obligation.
Another reason is that the new home buyer was not present at the inspection and therefore has not idea what conversations the former home buyer and inspector had. This can be vital information. Sometimes in the inspection agreement the buyer request somethings not be inspected so the report is not as whole as the new buyer may believe.
The last reason I am giving here for not relying on the home inspection report created for a previous home buyers has to do with your warranty. To help sell homes agents and sellers will often buy a home warranty for the new home owner. However most home warranty companies will not repair a lot of your issues if you did not have a home inspection completed for you. I spoke with a home warranty rep and they do depend on the home inspection report to determine if items such as your furnace or air conditioner were working when you bought the home. If you do not have your own inspection report to verify that things did operate when you bought the home then you are out of luck and the warranty company will not pay to fix your broken stuff.
If you are buying a home that was previously inspected then you need to have your own inspection done to be protected as fully as possible. If anyone tells you that it is fine to use the previous home inspection report they are wrong. Your are not protected well at all. When Habitation Investigation does a home inspection the client has the ability to get an 18 month warranty for the fee of 12 months. Habitation Investigation also provides warranties such as sewer line protections, 5 year roof leak warranty and 90 day warranty on structural and mechanicals. All those things are there for the home buyer if Habitation Investigation does the inspection for the clients who buy the home.
What Makes a Good Home Inspection Report Good?
A thorough home inspection is a vital part of buying any home, condo, or other type of dwelling. This inspection can protect you from expensive financial costs later on, because of defects that were not noticed and that you were not aware of. A home inspector has training and an education in factors that show hidden defects, such as signs of hidden water damage or electrical problems. A home inspection is a visual inspection of all areas and components of the home, both inside and out, that are accessible to the inspector. This includes the roof, the attic, the interior and exterior walls, all the windows and doors, all systems including heating, plumbing, and electrical, and much more. A knowledgeable and experienced home inspector can provide valuable information about a home that can prevent you from making a costly mistake if conditions are too bad. Not all home problems and flaws are readily visible to the inexperienced eye, and this is where a quality and thorough home inspection can help.
There are some things that may not be covered under a home inspection, and each state and inspection firm may have rules that vary. Some inspections do not cover mold testing, air quality testing, radon testing, wood eating insect testing, water testing, and other types of testing. Some home inspection businesses will perform some of these testing services for free or a charge, while others do not. Most home inspections cover the basic visual components of the home and the operation, condition, and function of the systems. Almost all the licensed home inspection companies can have these testing services performed for you through a third party, but these tests may not be considered routine.
A home inspection, is not a pass or fail type of test, but rather a complete and detailed overview of the condition of every possible aspect of the home that can be visually inspected. The inspector will check the door and window conditions and operation, look at the foundation and any slabs, check all the systems in the home, and basically go over the home from the bottom up, both inside and out. Even gutters, eaves, flashing, and the yard should be looked at. The fees charged for a home inspection will vary, depending on several factors. The size of the home, the location and state where the home is, any additional testing that is desired or needed, the age of the home, and the home inspection service used. A normal range for this inspection can usually run between five hundred dollars and up depending upon size, age and location of the property. This may seem like a big expense, but when you consider that a complete and thorough home inspection may reveal thousands of dollars in repairs and maintenance needed it is quite reasonable.
A home inspection can usually take between two and four hours, depending on the size and complexity of the home, but this can vary. The inspector may bring a checklist for the inspection that will cover every possible aspect of any home, plus there is usually room for handwritten observations as well. The home inspection checklist can consist of many pages, and each page may deal with a specific aspect or room, such as the master bathroom, or exterior walls. Each system involved, will normally have their own section also. Once the inspection is complete you will receive a complete typewritten report from the inspector, outlining both the negative and positive aspects of the home. This can also help you determine what maintenance is needed and when it must be done. Not all parts of a home inspection are negative, and every home may have a few problems. Sometimes a homeowner may have an inspection done just to ensure there are no hidden maintenance problems with their home.
It is a good idea for you to be present during the home inspection for many reasons. First, by being present you will have a chance to ask any questions you may have about the home or certain aspects. Following the inspector during the inspection will also give you a much clearer idea of what is involved with the different systems, and will help you understand the final home inspection report a lot better. Sometimes a buyer may feel confident and think that if they do a good visual inspection it is not necessary to have a home inspector come in and do an inspection. This is a common mistake. Sure you can see bare wires hanging out of the wall, but do you know the signs of hidden mold or previous flooding damage? Most of us do not know the hidden signs of home damage and problems, and this can lead to a serious problem being overlooked, and becoming a big financial burden once you have bought the home. You should always insist on a quality professional home inspection before buying any home, to avoid making a big mistake that can cost you later on.
Finding a qualified home inspector to do the home inspection is not difficult. You can look in the yellow pages of your local phone book, or ask around for references from friends and family. Talk to a few different companies, and then choose the one that seems right for you. Ask about professional ethics, qualifications, any licensing, and experience. Check with your local better business bureau for complaints against the company or the home inspector before making a final decision on which company to use. The best time to call for a home inspector is as soon as the purchase agreement is signed. Normally a home inspection can be done within a week, but sometimes this may not be the case. Calling as soon as possible will ensure that your purchase is not held up waiting on the inspection to occur. A home inspection is the best way to protect yourself and know about the true condition of any home before you buy it. This will be one of the biggest investments you will ever make, and you owe it to yourself to make sure the investment is a good one.
Importance of Home Inspection
This is a really good and important question. Many home buyers (and even agents) don't know exactly what a home inspector does. So let me clear the smoke right now.
There are basically 3 aspects to every home inspection:
1st - A home inspection is a visual, non-intrusive, & fair effort to discover the real material condition of the home during the time and day that the inspection takes place.
2nd - A home inspection isn't really about the home inspector telling you what's wrong with the home more than it is a discovery session for you to make sure you understand what you're buying so that you can decide if it falls within your expectations and is a good fit for your situation.
You see, my job is to make sure I align the reality of the home's condition with your expectations. If I can successfully do that, then I've done my job.
3rd - The home inspection report. The report is designed to summarize and convey the findings in a way that is clear, simple, complete, and easy-to-understand. If a home inspection is a snapshot in time of the condition of a home, then the report is the photo, itself (and a good report will have lots of photos). Without the report there is no real home inspection. It allows you to go back through the inspection as many times as you like in order to decide if the house is a good fit for you and your circumstances.
By nature, it's limited in scope to what can be seen, touched and tested, which particularly applies to vacant homes where a home inspector is forced to play detective and do the best they can during the short period of time they're at the home to find everything (good and bad) that you'll need to know in order to make an educated decision about the home.
If your schedule allows, you should also be encouraged to take advantage of the rare opportunity to follow a professional home inspector around your home who will invite your questions, concerns, and impart key information and advice that will certainly help you while you live in and maintain your home for years to come.
Some key points to remember about home inspections:
1. No house is perfect. Not even a brand new home. There will always be something worth noting in the report.
2. Not all home inspectors are created equal. Just like auto mechanics, some are better than others. Price should not be the most important consideration when comparing home inspection firms. Use word-of-mouth referrals, past client reviews, time in business, background, and expertise. This is especially true since you're making such a large and important investment.
3. A home inspection is an investment in the quality of your new home. View it as one. Personally, I always have a goal that the items I find in a home will at least cover the cost of the inspection when they are negotiated for repair. Of course, that doesn't always happens. Than again, sometimes my fee is tiny in comparison to what I find.
4. Old homes are like old people, the older they get the more attention they need (my sons laugh when I say that). Be sure to see older homes (50+) as they're supposed to be seen and try to avoid bringing the same set of expectations you had when you looked at that 10 year old home earlier in the day. It will not look or perform the same way. The 3 biggest concerns in every old home? The plumbing, electrical system, and foundation.